Pros
- Difficult to get fired unless you violate the guidelines - Year end bonuses (not guaranteed, based on how much the overall company itself profits) - Limited benefits, up to 80% medical coverage depending on how you spend your credits - RSP matching etc - You get to learn a lot about local businesses and see a lot of... unique individuals. You'll come to learn a lot about them - Advancement can be stable if you're willing to wait years and years, but because client advisors are so sorely needed and understaffed they're less likely to promote you.
Kontras
- About 1-2 hours unpaid overtime per day not including the unpaid lunch, - Mandatory all-employee meetings held to congratulate those with high numbers - Competitive and toxic environment that isn't even rewarding for achieving the ridiculous, impossible sales targets - Verbal abuse and risk of physical danger from upset clients, especially during bad economy and generally unhappy events worldwide - Constantly changing policies with too much onus on the role. Client advisors literally do *everything* and have to know everything in a way no other role at the bank does. You are the one safeguarding everyone's money, not anyone above you; and you're barely trained and paid peanuts.