Pros
The team is small but talented. The product solves a major financial pain point for hourly workers. The market potential is $3-4 trillion in payment volume. The roadmap for what we need to accomplish is pretty clear (at least for the next 18 months) and exciting. We're moving into a newly remodeled office on Waverly in March 2015. Our founder, Ram, is a successful repeat entrepreneur but still humble enough to look to us for ideas and inspiration.
Kontras
The location in Palo Alto is convenient to caltrain, but still a bit of a commute for anyone not near a caltrain station. We may open an SF office down the road given that a number of our key team members come from the city. We've got a lot of work to do to make the app easier to use and more reliable.